La Provincia lanza una nueva edición de los créditos para reformas o ampliaciones

El Gobierno bonaerense reabrió la inscripción a Buenos Aires CREA, el programa de créditos accesibles destinado a quienes quieran realizar reformas, refacciones o ampliaciones en el hogar. Quienes quieran anotarse pueden hacerlo hasta el 6 de febrero, en tanto que quienes ya lo hicieron en el cuarto sorteo y tienen la solicitud aprobada no necesitan volver a hacerlo.

En ese sentido, las autoridades detallaron quiénes pueden acceder a los créditos BA CREA:

  • Personas que vivan en la provincia de Buenos Aires
  • Solo se podrá realizar una solicitud por grupo familiar, pudiendo sumarse los ingresos de hasta dos integrantes

A su vez, se informó que tendrán prioridad:

  • Familias numerosas donde habiten tres o más personas en un mismo ambiente
  • Personas con discapacidad, dificultad o limitación física permanente, que requieran adaptar sus hogares para mejorar las condiciones de accesibilidad y movilidad. Se deberá acreditar tal condición mediante Certificado Único de Discapacidad (CUD)
  • Hogares monoparentales o tutores con menores a cargo
  • Personas en situación de violencia de género
  • Población travesti y trans
  • Hogares en situación de vulnerabilidad social y/o ambiental debidamente justificados. Descargá el modelo de informe técnico de vulnerabilidad socio-ambiental que deberás presentar en una instancia posterior para acreditar esta condición.

 

Para anotarse los interesados deberán ingresar al siguiente link: https://buenosairescrea.gba.gob.ar/

 

Los requisitos de inscripción para acceder a los créditos BA CREA son:

  • DNI
  • Tener entre 18 y 70 años
  • Residir en la provincia de Buenos Aires por al menos dos años
  • Habitar el hogar donde se realizará la obra
  • Ser propietaria/o, inquilina/o ó habitar una casa en préstamo
  • Contar con ingresos demostrables de entre uno y cinco salarios mínimos
  • En caso de no poder acreditar ingresos, presentar una declaración jurada demostrando consumos a través de los resúmenes pagos de la tarjeta
  • Según destacaron desde el Ejecutivo de Axel Kicillof, el programa permitirá entregar a lo largo de este año unos 50.000 créditos y generará 16.000 puestos de trabajo, a través de las tres líneas de crédito disponibles: para refacciones menores y mayores, y ampliaciones.
  • El programa es considerado como una política con perspectiva de género por el gobierno bonaerense, ya que “fortalece el acceso al crédito a mujeres y diversidades”.
  • Los créditos se otorgarán en “unidades de viviendas” (UVIs), lo que implica que los montos acompañarán la actualización de los precios de la construcción, la cuota se actualizará a través de la fórmula “HogarBA” que “garantiza que no podrá superar el aumento promedio de los salarios y tendrá un período de entre seis y 12 meses para comenzar a pagar.

 

LAS LÍNEAS

Refacciones menores

  • Para mejoras o refacciones.
  • Plazo de devolución: hasta 36 cuotas mensuales
  • Se empieza a pagar a los seis meses del desembolso
  • Monto máximo; 1.560 UVIs, equivalente a 268.210 pesos al 1° de enero de 2023

Refacciones mayores

  • Para refacciones, adaptación-accesibilidad o eficiencia energética
  • Plazo de devolución: hasta 72 cuotas mensuales
  • Se empieza a pagar a partir de los nueve meses luego del primer desembolso
  • Monto máximo: 3.120 UVIS (equivalente a $536.412 al 1° de enero de 2023)

Ampliaciones

  • Para refacciones, adaptación-accesibilidad o eficiencia energética
  • Plazo de devolución: hasta 72 cuotas mensuales
  • Se empieza a pagar a partir de los 12 meses luego del primer desembolso
  • Monto máximo: 6.240 UVISs (equivalente a $1.072.843 al 1 de enero de 2023)

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